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How a piece of software helped fuel the 2008 financial crash
APM: Marketplace Tech 09-17-2018 06:34

Here at Marketplace, we're doing a yearlong project on the 10-year anniversary of the financial crisis called Divided Decade. At the center of it, of course, were dodgy housing loans that were packaged and resold as seemingly solid investments. They were known as mortgage-backed securities. Here's where the tech comes in: Back in the '90s, a guy named Michael Osinski and his wife, Isabel, wrote software that made it super simple to bundle loans into a security. Osinski retired from Wall Street eight years before the recession to farm oysters on Long Island, where he rode out the financial collapse...

New digital copyright laws pushed forward by the European Parliament this week would make platforms like Google, Facebook and YouTube share more of their profits with creators, news organizations, musicians and artists. The laws would make them take more aggressive steps to filter copyrighted material. But critics, including YouTubers, say the law is so broad that it could lead to widespread censorship and even kill off internet memes. Molly Wood talks through the issues with Joanna Plucinska, a tech reporter for Politico Europe. The following is an edited transcript of their conversation. Joanna Plucinska: What this law would compel is that more of...

We are still at least 15 years away from the first human mission to Mars — that’s at the earliest. But that hasn't stopped Hollywood from skipping ahead to the future. Hulu, the online streaming service, is out with a new series tomorrow called "The First." It's set in the 2030s and, as the name implies, it imagines the first human mission to the Red Planet. Now, in addition to getting the astrophysics right, the show producers had to get the future right. And, for that they called a futurist. Amy Webb is founder of the Future Today Institute. She...

Most people are looking at the new iPhones and thinking about the camera performance, the size of the screen, the notch situation. But we nerds here at Marketplace Tech will be thinking about the semiconductor. Yeah, many people will probably ignore the part in Apple's new gadgets announcement today about the A12 processor and what a big difference it's going to make for speed, performance and battery life. But these guts are actually what set Apple apart — and ahead — of other smartphone makers, because Apple designs its own semiconductors for all its mobile devices. Anshel Sag is a...

Insurance is, as the tech industry likes to say, ripe for disruption. It's old, inefficient and not consumer-friendly. But can a startup with no experience really be a better option? Lemonade Insurance Company lets you buy renter's or homeowner's insurance through an app. An automated bot named Maya guides you through the process. And when you've got a claim, you take it to Maya, too. It's billed as insurance for millennials and urban dwellers. There are a lot of companies like Lemonade trying to make insurance more efficient or even likable. There’s even a name for it: Insurtech. Daniel Schreiber, co-founder and...

For lots of popular YouTubers, merchandise is the key to making real money. And 24-year-old Karina Garcia is the fairy-tale merch story. She was a waitress who dropped out of college and then made her first crafty DIY YouTube video in 2015. Now she's got more than 7 million subscribers, and if your kids are begging you to make slime at home, she's why. Garcia launched the slime phenomenon in 2016 with fun variations like bubble wrap slime and glitter. Now she's got a line of at-home craft kits under the Craft City brand at Target. She told CNBC that...

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Tech Talk radio has been on TAG TV since 2007! For hundreds of shows not populated in this 2013 site, please see the archives: click here.

Host Globalspeak President Frank Baia interviews Atlanta's top executives, with a new Tech Talk TAG Radio show launching every Tuesday and Friday afternoon. Listen to the latest interview.

Who’s who and what’s hot in Atlanta’s technology community? Listen to interviews with local professionals and executives conducted on Tech Talk. From Google to the Atlanta Development Authority, Frank Baia interviews the CEOs, presidents, CIOs and CTOs in the know. It’s all here on TAG TV and Radio, plus there are two new convenient ways to listen to or download Tech Talk via RSS or subscription to iTunes. Never miss an episode whether in the office or on the go.

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